Building my Business
Fashion Avenue
Toward a Better understanding of Cancer
Is an Installment Agreement Right for You?

Building My Business
By: Small Business Administrator

Grow Your Business With Success Thinking

IN ORDER TO BE A SUCCESSFUL SMALL BUSINESS, YOU
HAVE TO THINK AND ACT LIKE A SUCCESSFUL BUSINESS. SOUNDS SIMPLE, PERHAPS, BUT MANY SMALL BUSINESS OWNERS AND STARTUP ENTREPRENEURS FORGET THIS BASIC CONCEPT. IN THE FACE OF FINANCIAL ADVERSITY, THEY ADOPT A “CAN’T DO” ATTITUDE.

As leader of your business, you should
spread a message of success to everyone involved,
from employees and vendors to customers and
prospects. High-performance businesses—both
big and small—allow people to take risks,
generate new ideas, make mistakes and learn from them.

The most successful entrepreneurs find ways to
make successful thinking contagious. One way
they do that is by emphasizing long-term potential
over short-term thinking. They learn to innovate rather than hesitate, and shun thestatus quo as they seek to spark new interest and enthusiasm
inside the business

Sure, working productively will help build your business. But generating creativity and passion
for what your business does, no matter how seemingly mundane, is a hallmark of a high-performance
business. But these don’t need to be grandiose concepts.
Simply going out of your way to help a customer in an unusual fashion qualifies.

Emphasize the collective success of your business
as a whole, not of any individual person, project
or product. Then you can accelerate success by
identifying a few profitable activities and making
them happen even more flawlessly and quickly.

Open the lines of communication. Generally, those around you need more information, not less, in order to feel successful. Let people know where you think the business needs to go, the problems it faces and what keeps you up at
night. That makes it easier for you to involve them in finding solutions to your biggest challenges. Ask their advice about what you are doing right, what hurts, and what needs fixing. That way, everyone has a bigger stake in your success.

Our website is providing a sampling of our articles. If you like the whole story, please see our distribution list for a pick-up location near you.  For subscriptions e-mail us at memagazine@hhm.necoxmail.com.

Building my Business
Fashion Avenue
Toward a Better understand of Cancer
Is an Installment Agreement Right for You?

Fashion Avenue
By: John E. Broccoli

Extremely Formal Moments

How to Use
a Finger Bowl

If lobster or fresh fruit that must be peeled and eaten with your hands is served at a restaurant, a finger
bowl may be placed on your table.

Either flowers or a slice of lemon will be floating in the bowl, so a gentleman will not make the mistake of drinking the water from the finger bowl.

A gentleman dips his fingers in the finger bowl to remove sticky juices or sauces. He dries his fingertips with his napkin. A server will remove the finger bowl as
soon as it has served its purpose.

Gentlemen, remember that the host(s) at any party is responsible to give guests the necessary equipment to eat such “messy” food such as artichokes, snails, and lobster. (By the way, escargot are snails.) Also, hold the utensils tightly whe separating the food from its shell.

Sorbet is not dessert. A formal setting may provide a small scoop of sorbet after the main course. The purpose of sorbet is to cleanse the palate.

A Final Word to the Wise!

A gentleman never makes himself the center of attention. Because he is a gentleman, he does not see this as a burden. Instead, it is a challenge he faces eagerly every day.

Our website is providing a sampling of our articles. If you like the whole story, please see our distribution list for a pick-up location near you.  For subscriptions e-mail us at memagazine@hhm.necoxmail.com.

Building my Business
Fashion Avenue
Toward a Better Understanding of Cancer
Is An Installment Agreement Right for You?

Toward a Better Understanding of Cancer
By: Lisa M. Jones, MD

Toward a Better Understanding of
“CANCER”

Most adults feel that cancer strikes without warning and
is a disease over which they have no control.

Scientists now know more about diagnosing and
preventing cancers than ever before. Doctors are
better at finding cancer early, before it has spread and when it is most treatable. Research
has taught us what women can do to reduce their individual risk.

Essential to preventing cancer is understanding what cancer is. Many women confuse ‘cancer’ and ‘tumor’. Although a tumor (mass) may be cancer, it isn’t always. Sometimes a tumor is ‘benign’ (not cancerous).

When your doctor uses the term “cancer”, he or she means a group of malignant cells. Malignant refers to cells that are out of control. Healthy cells respond to hormones; they age and ventually die. Unlike healthy cells, malignant cells don’t follow the instructions of the body. They grow and divide unchecked.

Malignant cells can also ‘metastasize’. To metastasize means to travel. In other words, cancer cells can travel through your body and land somewhere new. They can then begin to grow and divide in this new area. Many patients don’t understand metastasis. When they have
growths in their lungs and their breast, for example, many patients think they have two different cancers. In most cases, what is really happening is that one cancer is traveling to, and growing in, another part of the body.

In the days of our parents and grandparents, cancers were frequently fatal. With today’s medicines, this is often not the case. When a cancer is found early enough, modern medicine has the best chance to cure it. Early diagnosis is an important part of surviving a cancer. There are many ways to diagnose cancers early, some of which are familiar, like a mammogram or a pap smear. Other early diagnosis tests may be less familiar, like a colonoscopy or a skin exam. Only by working with your doctor can you figure out what early diagnosis tests may be right for you. Remember, the earlier you diagnose a cancer, the easier it is to cure. So please, don’t avoid those early diagnosis tests!

Our website is providing a sampling of our articles. If you like the whole story, please see our distribution list for a pick-up location near you.  For subscriptions e-mail us at memagazine@hhm.necoxmail.com.

Building my Business
Fashion Avenue
Toward a Better Understanding of Cancer
Is an Installment Agreement Right for You?

Is an Installment Agreement Right for You?
By: Edward P. Laurenzo, EA

When you have a balance due the IRS, you should pay the amount in full. However, what if the balance due is more than you expected and you cannot pay it in full? What do you do? One option is to apply for an installment greement.

You can apply for an installment agreement if your total due is $25,000.00 or less including tax, interest and penalties. You can file on line, fill out form 9465 and mail to the address on the bill you received, or you may call the phone number on the bill. If the installment agreement is for a current year and you have not received a bill, you can apply for an installment agreement online also.
If your balance due is more than $25,000.00 you may need to file Form 433F, Collection Information Statement.

The application does require a user fee to set up anagreement. As of January 7, 2007 the user fee is $105.00; however, if your payments are directed from a bank account, the fee is reduced to $52.00. If your income falls within the guidelines set up by the Department of Health and Human Services, the user fee is further
reduced to $43.00.

The IRS may agree to restructure your agreement if your financial situation changes. The fee for restructuring or reinstating your previous agreement is $45.00.

Per the installment agreement, if you should receive a refund in subsequent years, the refund the IRS will apply it to the balance due.

If you do not feel comfortable with an installment agreement, your other option is to obtain a loan. In this way, you have paid liability, and you will avoid additional interest and penalties attributed to the unpaid balance. The IRS also accepts credit card payments. Using these two options will save you money in the end.

You should speak to your tax professional to determine which course of action is best for you. In addition, if you have any questions regarding this or any other tax topic you may reach me at my contact information listed below.

Our website is providing a sampling of our articles. If you like the whole story, please see our distribution list for a pick-up location near you.  For subscriptions e-mail us at memagazine@hhm.necoxmail.com.